selling your home for less than you owe

I want to sell my house, but it seems that in order to do so I may need to lower the price to less than what I owe. Is it possible to make an upside down sale like this and still make payments on the remaining balance? Everything I look up is about a short sale which is for people in a hardship and the banks accept less money. This is not what.

If however, you find that houses are selling for less than what you owe, you are under no obligation to sell the home or do anything really. If you know there is no equity, you can simply contact your lender, tell them that your health and the work required to maintain the home now requires that you vacate the home.

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Selling A Home For Less Than You Owe? Your mortgage and secured loan lenders may give you permission to let your home for a period in order that you don’t have to sell the property for less than you owe. To use your home to raise money at a competitive APR, please fill this homeowner loan form .

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Regardless of your state’s deficiency laws, if your home will sell at a foreclosure sale for more than what you owe, you will not be obligated to pay anything to your lender after foreclosure. Your lender is obligated to apply the sale price of your home to the mortgage debt .

No matter what your situation, we are here to help.. If I sell the home for less than I owe, will I be required to pay the difference between the amount I owe and .

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Selling your house for less than you owe on the mortgage may result in an amount still owed to the bank. A foreclosure can have an extremely negative effect on the homeowner’s credit and may prevent him from purchasing a new home for several years.

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Is it even possible to sell my home if I owe back taxes or are delinquent on payments?. What if your apartment or house sells for an amount less than the amount on your lien?. How To Sell A House With A Property Tax Lien. Let’s say you are selling an apartment for $100,000, and you still.

Banks will not allow you to sell your home for less than what you owe in loans and move the difference into a new loan on another less expensive home. It makes no financial sense to do so.

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